Terms and Conditions

CCB is a consulting firm which provides various claims filing services. CCB is not affiliated with any claims administrators or plaintiffs’ attorneys. CCB is not a law firm and does not provide legal services or legal advice. There is no obligation to use CCB’s services to file claims and recover funds in class action cases.

Your access to and use of the CCB website at www.claimscompensation.com is subject to the terms and conditions set forth herein and all applicable laws. When you download any materials from this site, you agree to these terms and conditions. If you do not agree to them, do not use the site or download any materials from it. We may revise these terms and conditions from time to time by updating the “TERMS AND CONDITIONS” section of this website.

All or part of the terms and conditions may be superseded by expressly designated legal notices or terms located on particular pages at this site. You should visit this page and our site from time to time to review our current terms and conditions.

Restrictions on Use of Materials

The information on this web site is provided with the understanding that the authors and publishers are not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisors.

This website has been prepared solely for the purpose of providing information about CCB, its subsidiaries and affiliates (referred to herein as CCB, we, us or our). You should use the materials for informational purposes only. No representation is made as to the completeness or accuracy of the information on this website. CCB makes no commitment, and disclaims any duty, to update any releases, reports or other information on this site. CCB reserves the right to add, modify or delete any information on this website at any time.

The materials at this site are copyrighted. Modification of our materials or use of our materials for any purpose other than your personal, non-commercial use will be considered a violation of our copyright and other proprietary rights.

Disclaimer

THE MATERIALS ARE PROVIDED “AS IS” WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OF INTELLECTUAL PROPERTY, OR FITNESS FOR ANY PARTICULAR PURPOSE.

CCB further does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within these materials. CCB may make changes to these materials at any time without notice.

Safe Harbor Disclaimer

Certain statements contained in the materials found on this website, which are not historical facts are “forward-looking statements” made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements address CCB’s and its affiliates activities, plans and/ or events, which CCB expects will or may occur in the future and may include express or implied projections of revenues or expenditures, statements of plans and objectives for future operations, growth or initiatives, or statements of future economic performance.

These “forward-looking statements” may be identified by the use of the words “plan,” “estimate,” “expect,” “anticipate,” “probably,” “should,” “project,” “intend,” “continue,” and other similar terms and expressions.

A number of important factors could cause actual results to differ materially from those expressed in any forward-looking statements. Such risks and uncertainties include, without limitation, the Risk Factors noted in the Earnings Releases and Portfolio Recovery Associates, Inc.’s filings with the Securities and Exchange Commission, which are expressly incorporated herein by reference. By choosing use our website, you understand that you should therefore not place undue reliance on these forward-looking statements. The statements contained herein speak only as of the date on which they were made. By choosing to proceed you understand and agree that CCB expressly disclaims any obligation to update or revise such statements if experience or future changes make it clear that projected results will not be realized, except as required by law.

Limitations of Liability

IN NO EVENT SHALL CCB BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS, EVEN IF CCB HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Some jurisdictions prohibit the exclusion or limitation of liability for consequential or incidental damages, therefore the above limitation may not apply to you.

Links to Other Sites

The site may from time to time include links to other websites which are not under our control. We are not responsible for the content of any linked site or any link contained in a linked site. We may terminate any link or linking program at any time. We do not endorse companies or products to which we link. When you access any of the third party sites linked to this site, you do so at your own risk.

Laws

The materials in the site are presented solely for the purpose of providing information on CCB to those located within the United States. CCB controls this site from our offices located within the United States of America. We make no representation that materials in the site are appropriate or available for use in other locations. Those who access this site from other locations do so on their own initiative and are responsible for compliance with applicable local laws.

Any claim relating to the materials shall be governed by the internal laws of the Commonwealth of Virginia.